SMEs Products

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Normal Savings Account

Loan Products

Emergency Loan

School Fees Loan

Development Loan/Normal Loan

TopUp Loan/ Refinancing

Asset Financing

Salary Advance/ E-Advance

Processed within 24 hours
Payable 12 months
Interest 20 % p.a reducing balance
4 times a member’s saving at the maximum entitlement of Ksh. 50,000.00 subject to members’ ability to pay.

Maximum entitlement is 4 times the members saving with a maximum limit of Kes 100000
Payable in 12 months
Interest 15% p.a reducing balance

Security as guarantors or own deposits
Mode of payment check-off and standing order
Maximum Repayment (open)
Interest 1.25% per month.
A member is required to fill a loan form
3 latest payslips
Acceptable Collaterals ie salary and household items

A member can get up to three times their savings
Repayable in up to 48 months
Interest rate 12% p.a reducing balance

Financing option is 2/3 of the products market price
Maximum repayment period is 48 months
Interest rate is 12% p.a flat rate
The asset will be co-owned and be used as security for the loan

The member's savings account should have a minimum of KES 3000
The advances are processed and paid in not more than 15 minutes provided all requirements are met.